화재/재해/도난 미리 준비해�? 유병자실손보�?유병력자�?간편심사로 The two commonest grammatical ideas exactly where this happens is when conjugating before or present tenses. For illustrations: 주식매입자금대�?금리인하요구권안�?대출계약철회권안내 소멸시효완성�?따른 채무